Side By Side Share's Vehicle Protection Plan

We get that renting out your UTV or ATV can be both an exciting and scary decision — that’s why we go above and beyond to give owners peace of mind when sharing their rig with the world.

While Side By Side Share screens every renter with ID verification and industry leading mitigation practices, damages, while rare, can still occur.

That's why Side By Side Share is proud to provide a Vehicle Protection Plan to all owners on our platform.

With our Vehicle Protection Plan every UTV or ATV rental that occurs on Side By Side Share will be protected from any accidental damage that occurs while in the possession of a renter.

The Vehicle Protection Plan is included at no cost to owners. We want every owner that uses Side By Side share to enjoy peace of mind during their rentals.

What does the Vehicle Protection Plan cover?

The Side By Side Vehicle Protection Plan Package includes vehicle damage coverage in all 50 states:

• Up to $40,000 for UTVs
• Up to $12,000 for ATVs

Note: Mechanical breakdowns that are the result of wear or manufacturer defect are not applicable.

How the Protection Plan works

There are a few things to understand about Side By Side Share's Vehicle Protection Plan:

• Coverage is provided on an excess (or secondary) basis – If damage occurs, any guest’s primary insurance will apply first and then the Side By Side Share Protection Plan will be secondary or also known as excess. If there is no other policy in place that provides coverage, our policy will then be primary.
• Rentals conducted or partially conducted outside the Side By Side Share platform will not be covered under the Protection Plan.
• If any portion of the transaction bypasses Side By Side Share's fees, coverage will be invalidated for all vehicles managed by the owner or agency.

Covered Guests

Damages don't happen often, but it's always worth being prepared. In the event of an approved claim, the renter will be responsible for the deductible (the amount of money that the guest must pay out of pocket before the protection plan kicks in). Owners are never responsible for any deductible in the event of covered loss.

• Standard Deductible: $2,000 for most damage claims.
• Rollover Deductible: $5,000 if the vehicle rolls onto its side or is involved in a rollover accident.
• Theft Deductible: $5,000 if the vehicle is stolen while in the renter’s possession.

Note: Side By Side Share offers an in-house support team to ensure claims are valid and everything is fair.

Requirements & Limitations

Each protection plan reflects the agreement between the vehicle owner and Side By Side Share as to how to fairly allocate responsibility for the financial consequences of Physical Damage. Side By Side Share though is NOT an insurance company and doesn’t have or offer insurance.